Guide To Qualifying For A Mortgage As A Non-U.S. Citizen

Owning a home is still very much a part of the American dream. However, did you know that non-U.S. citizens can also enjoy this? While there are challenges to homeownership if you are not a citizen, know that lenders are open to extending credit to non-citizen homebuyers. Let’s look at how you can qualify for […]

“Can I Buy Land And Build A House With An FHA Loan?”

If you want to build your dream home but you’re having a hard time meeting the requirements of a conventional loan, we’ve got good news for you. An FHA Construction loan provides you with more flexible lending requirements, giving moderate-income families the opportunity at custom-homeownership. Let’s find out how an FHA Construction loan can help […]

“Can I Use My Equity To Buy Another House?”

Buying a second home is a dream come true for many. Whether it’s a retirement home, a vacation home, or your first step toward real estate, investing in a second property is a notable achievement in your portfolio. Like a first-time home purchase, a second property requires a down payment, and many consider using their […]

Closing Costs: What Are They and How Much Will You Pay?

A down payment is not the only thing you need to have when closing on your loan. Closing costs are expenses you pay the lender for the various services they provide for the approval of your mortgage. Let’s dive into what closing costs are and how much you can expect to pay. What Are Closing […]

Is Buying a Foreclosure Smart for a First-Time Buyer?

If you are looking to buy a home but are worried that you can’t afford monthly payments, why not consider a foreclosure as your first home? A foreclosed home is usually owned by a bank or lender and sold at prices way below its market value. Who knows, you may just hit the jackpot by […]

“How Do I Get a Mortgage Loan If I’m Self-Employed”

We know that getting a mortgage as a self-employed individual can be more challenging than a W2 employee. This is not a reason, however, to let go of your dream to own a house. Follow our tips below for a smooth mortgage approval experience as a self-employed home shopper. What Lenders Are Looking For? Self-employed […]

Can I Be Turned Down A Home Loan After Pre-Approval?

When it’s time to purchase a home, one of the first things you should do is get pre-approved for a home loan. In this highly competitive market, mortgage pre-approval is “the ace up your sleeve” because it emphasizes that you are serious about buying a home and have the finances to back you up. While […]

Can You Get a Cashback on an FHA Loan?

If you want to know if FHA loans permit cash back to the borrower, then you’re in the right place. Here’s what you need to know about getting cash back on this popular government-backed home loan. How Cash Back Works With Refinancing A cash-out refinance is designed to give the borrower more than $500 cashback […]

Is Title Insurance Necessary for a Home Purchase?

A home purchase is one of the biggest investments you can make so adding a layer of protection against property ownership issues makes sense. That’s where title insurance comes in. As a quick refresher, a “title” serves as proof that you are the owner with rights to the property. Read along to find out how […]

Can You Buy A Home Without A Credit Score?

Your credit history and credit score are among the top factors lenders consider when they approve a mortgage. This can make it challenging to buy a home for those who don’t have a credit history. Plus, if you’ve never borrowed or used credit cards, your credit score may have little to no information at all. […]